services and products to small scale businesses that have been turned down by traditional banks, so that these businesses can start, grow, and diversify with resulting increases in family income, nutrition, employment and well-being.
FINCA operates using sound business principles and an entrepreneurial spirit. We have developed a very innovative organizational structure that set a new standard for the microfinance industry which allows us to mobilize private and commercial capital while keeping true to our mission. We deliver a real “double bottom line” that couples positive social impact with financial sustainability. Our ultimate goal is to combat poverty by creating employment, raising family incomes and reducing poverty world-wide.
FINCA’s mission is to provide financial services to the world’s lowest-income entrepreneurs so they can create jobs build assets and improve their standard of living.
FINCA’s vision is to be a global microfinance network collectively serving more low-income entrepreneurs than any other microfinance institution while operating on commercial principles of performance and sustainability.
Today FINCA has grown into a global network spanning four regions (Africa, Eurasia, Latin America and Greater Middle East) with 23 subsidiaries and serving over one and a half million people. FINCA offers an array of financial products and services to its clients including enterprise financing, savings, remittance services, micro insurance, rural/agricultural finance, sharia-compliant loans, micro-energy loans, and financial education. Our Products and their terms and conditions are adapted to each market context, so we may achieve our mission of improving the livelihoods of low-income individuals and their families while ensuring sustainability of operations.
Our programs reach low-income people in more diverse countries than any other microfinance provider with 30 years’ experience in microfinance. Our work enables low-income families to create their own solutions to progress.
FINCA brings new life-enhancement services to clients and engages in cutting-edge research to track the benefits to clients, allowing FINCA to better serve them.